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How Safe are Your Deposits? |
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At Citizens First National Bank, we are notorious for our
pride in our financial strength and stability. If you have ever jokingly
said something like, “Maybe I should put some of my money somewhere else,
just to be safe...” you probably got an earful from one of us that to
truly be safe, Citizens is the place to have your money.
Well, we can pay lip service to that idea all day long but unless we can
prove it, it’s just a bunch of hot air right?
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Let’s just say up front that as far as we know, none of our
competing banks, savings banks, or credit unions are in
trouble. We are not in an area with big housing or commercial real estate
problems, all these institutions pay into insurance funds which insure
their customer’s deposits up to certain limits and they all have holding
companies which maintain additional capital to support the banks if hard
times come. But, who’s really best when it comes to financial strength? |
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In the graph above on the left, we show Citizens'
dollars of
holding company capital available to support our combined bank and holding
company liabilities. This is the "cushion" we provide to keep your money
safe in hard times. To the right are the results for other real banks in
this area . As you can see by comparison, Citizens is clearly the
preferred choice!
We actually hold so much capital because we don’t believe in taking big
risks with our money – or yours. So, if you want true safety and peace of
mind, check out Citizens First National Bank. You won’t be disappointed! |
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| Bank holding company capital and liability figures were obtained
from December 31, 2007 holding company reports as published to the FFIEC
website www.FFIEC.gov. Bank liability
figures were obtained from year end CALL or TFR reports available through
links on www.FDIC.gov. |
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