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Residential
Mortgage Loan Rates
2/22/2012
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Long-Term Fixed Rate Loans
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Interest Rate
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Annual Percentage Rate
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Monthly Payment*
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30 Year
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4.000%
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4.116%
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$525.16
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20 Year
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3.750%
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3.910%
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$652.18
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15 Year
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3.125%
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3.327%
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$766.27
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10 Year
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3.125%
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3.419%
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$1,068.53
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Balloon Loan Rates
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Interest Rate
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Annual Percentage Rate
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Monthly Payment*
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5 Year
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6.250%
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6.542%
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$686.83
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3 Year
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6.000%
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6.275%
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$668.80
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1 Year
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6.000%
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6.268%
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$668.80
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The
above payments and Annual Percentage Rates (APR)
are based on a purchase price loan amount of $110,000,00 at 80% loan to
value paid in monthly installments and are available to borrowers with a credit score of 740 or higher. The actual interest rates available to
you will be based on your credit history and may be different than the
rates displayed here. Balloon rates, payments and APR
are based on an amortization period of 360 months.
*Principal
plus interest only.
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Need
more Information? Contact
Us or call Alexis Burrington (MLO # 388616) at 712-732-5440.
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CERTIFICATES
OF DEPOSIT
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Rates
for the Time Period: 2/22/2012 – 2/28/2012
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Interest
Rate if Paid or Compounded Quarterly
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Annual
Percentage Yield if Paid or Compounded Quarterly
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Interest
Rate and Annual Percentage Yield if Paid or Compounded Annually
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CD Term
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$2500
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$10,000
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$2500
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$10,000
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$2500
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$10,000
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91 days
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.05%
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.15%
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.05%
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.15%
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N/A
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N/A
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182 days
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.10%
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.20%
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.10%
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.20%
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N/A
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N/A
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1 year
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.15%
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.25%
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.15%
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.25%
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.25%
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.35%
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2 year
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.40%
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.50%
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.40%
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.50%
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.50%
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.60%
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3 year
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.65 %
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.75%
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.65%
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.75%
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.75%
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.85%
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4 year
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1.05%
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1.15%
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1.05%
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1.15%
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1.15%
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1.25%
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5 year
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1.25%
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1.35%
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1.26%
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1.36%
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1.36%
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1.46%
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15 Month Customer 1st
CD Rate: .15%
Penalty
may be assessed for early withdrawal
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DEPOSIT ACCOUNT RATES
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Account
type
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Tier
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Interest Rate
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Annual
Percentage Yield
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Regular
Savings
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$0.00
- $2,499.99
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.05%
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.05%
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$2,500.00
and Over
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.10%
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.10%
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Insured
Money Market
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$0.00
- $2,499.99
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.05%
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.05%
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$2,500.00
- $9,999.99
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.05%
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.05%
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$10,000.00
- $24,999.99
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.10%
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.10%
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$25,000.00
- $49,999.99
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.10%
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.10%
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$50,000.00
- $99,999.99
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.10%
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.10%
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$100,000.00
- $249,999.99
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.20%
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.20%
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$250,000.00
- $499,999.99
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.25%
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.25%
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$500,000.00
and Over
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.35%
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.35%
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Vantage
Checking
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$0.00
- $499.99
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.01%
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.01%
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$500.00
- $2,499.99
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.05%
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.05%
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$2,500.00
and Over
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.05%
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.05%
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Retirement
Plus CD
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.15%
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.15%
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Trust IMMF
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.085%
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.085%
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