The Citizens 1st National Bank provides a variety of financial calculators to assist you in planning your financial needs.   Loan: The Loan Calculator helps you determine the loan financing amount and payment options that are best for you.   Basic Investment (Growth & Contributions): The Basic Investment Calculator will help you determine a savings plan to reach your financial goals including college savings or a large purchase.   Annuity: The Annuity Calculator helps you determine the amount of money to save in order to achieve your financial goals for retirement.