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Whether you are a Ma & Pa shop or a large corporation we have the expertise and a business account that will be tailored to your financial needs.
 
Our wide varieties of accounts are designed to give you the best value for the type and quantity of transactions you manage.
 
Enjoy the benefits of banking at Citizens 1st National Bank including:
 
  • Lines of Credit
  • Free deposit tickets
  • Business debit cards
  • Merchant credit card account
  • Free online business banking including ACH access for payments and receipts as well as direct deposit features
  • Our personalized service for your financial questions
 

Checking

Are you looking for an account that has earning power and flexibility? Citizens has an investment option for you. Offering many savings vehicles, including our 2 featured products below, and we have the experienced staff to help you find a savings program to fit your needs. Please Contact Us or stop in and visit with our staff.
 
FEATURES Business Analysis Regular Checking
Unlimited Check Writing X X
Monthly Statement X X
Returned check images X X
Overdraft Protection ** X X
Debit Card *** X X
Online Banking X X
Phone Banking X X
Free Deposit tickets**** X X
Earnings Credit X  
Free Direct Deposit X X
 

** Overdraft Protection is available at a fee of $5.00 + tax per sweep.
*** Debit Cards are available at a monthly fee of $1.00 + tax. Other fees may apply.
Minimum age of 18.
****Single or duplicate deposit tickets are available at no fee.

 
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Saving

Are you looking for an account that has earning power and flexibility? Citizens has an investment option for you. Offering many savings vehicles, including our 2 featured products below, and we have the experienced staff to help you find a savings program to fit your needs. Please Contact Us or stop in and visit with our staff.
 
FEATURES Insured Money Market Fund Regular Savings
Earns interest * X X
Check Writing ** X  
Quarterly Statement X X
Returned check images X  
Overdraft Protection *** X  
Debit Card **** X  
Online Banking (with checking relationship) X X
Phone Banking X X
Free Direct Deposit X X
 

* Interest is credited Monthly or Quarterly and requires a minimum balance. Rate may change.
** Check writing is limited to 3 checks per statement cycle or 6 debits per statement cycle.
*** Overdraft Protection is available at a fee of $5.00 + tax per sweep.
**** Debit Cards are available at a monthly fee of $1.00 + tax. Other fees may apply.
Minimum age of 18.

 
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Assistance

At Citizens 1st National Bank we believe in offering you assistance in all aspects of your business needs. We will help you with...
 
  • Inventory Controls
  • Small Business Administration Loans
  • Leasing
  • Tax Free Exchanges
  • Sale of Real Estate
  • Purchase of Real Estate
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