Business Banking

Checking

Saving

Assistance

Checking

Are you looking for an account that has earning power and flexibility? Citizens has an investment option for you. Offering many savings vehicles, including our 2 featured products below, and we have the experienced staff to help you find a savings program to fit your needs. Please Contact Us or stop in and visit with our staff.

FEATURES	Business Analysis	Now * Checking	Regular Checking
Earns interest *		X
Unlimited Check Writing	X	X	X
Monthly Statement	X	X	X
Returned check images	X	X	X
Overdraft Protection **	X	X	X
Debit Card ***	X	X	X
Online Banking	X	X	X
Phone Banking	X	X	X
Free Deposit tickets****	X	X	X
Earnings Credit	X
Free Direct Deposit	X	X	X

* Interest is credited Quarterly and requires a minimum balance. Rate may change.
** Overdraft Protection is available at a fee of $5.00 + tax per sweep.
*** Debit Cards are available at a monthly fee of $1.00 + tax. Other fees may apply.
Minimum age of 18.
****Single or duplicate deposit tickets are available at no fee.

Saving

FEATURES	Insured Money Market Fund	Regular Savings
Earns interest *	X	X
Check Writing **	X
Quarterly Statement	X	X
Returned check images	X
Overdraft Protection ***	X
Debit Card ****	X
Online Banking (with checking relationship)	X	X
Phone Banking	X	X
Free Direct Deposit	X	X

* Interest is credited Quarterly and requires a minimum balance. Rate may change.
** Check writing is limited to 3 checks per statement cycle or 6 debits per statement cycle.
*** Overdraft Protection is available at a fee of $5.00 + tax per sweep.
**** Debit Cards are available at a monthly fee of $1.00 + tax. Other fees may apply.
Minimum age of 18.

Assistance

At Citizens First National Bank we believe in offering you assistance in all aspects of your business needs. We will help you with...

Purchasing of Securities
Inventory Controls
Small Business Administration Loans
Leasing
Tax Free Exchanges
Sale of Real Estate
Purchase of Real Estate